Cashflow to Grow

Workforce Finance

Workforce Finance offers a range of unique cashflow finance options for your business, enabling you to accelerate growth without the constraints of traditional funding.

Our unique finance facilities mean that your business can now fund both its inventory and outsourced production costs.

Key Features

• Real estate security is NOT required
• NO stock pre-sales are necessary
• Funding is made prior to shipment or production
• Revolving credit lines up to $3 million available
• Payments are made worldwide

Assistance is given to manufacturers, wholesalers and retailers Australia wide in almost every industry.

Clients are typically well established, profitable, have current financials and annual sales of $2m and above.

With a straightforward and quick approval process, Workforce Finance makes securing additional working capital easy. We'll visit you anywhere in Australia to obtain an understanding of your business and see how our range of finance products can assist you.

Inventory Finance
Inventory Finance provides your business with working capital for the purchase of additional inventory, delivering both growth and increased profits.

Inventory Finance is available prior to shipment, enabling upfront discounts and accelerated delivery.
Suitable inventory includes all types of new stock, ranging from raw materials and work in progress to finished goods.

Our clients include importers and exporters purchasing stock for resale from both Australian and overseas suppliers.

Uniquely, the stock doesn't need to be pre-sold, invoiced and delivered. Additionally, real estate security is not required.

"Inventory finance gave me access to hundreds of thousands of dollars to purchase additional stock" Eric Gilleland, Managing  Director, Macarthur Marine.

Approved clients access a revolving line of credit, enabling payment to their suppliers of inventory Clients have immediate title to their stock, and are free to sell it as normal.

Clients nominate their loan term and can seek extensions if necessary; loan repayments are aligned to the receipt of proceeds from inventory sales.

Funding can also include ancillary costs such as freight, import duties and custom agent fees where suitably invoiced.

Production Finance
Production Finance enables manufacturers to fund their outsourced production costs.

Production services financed include a wide variety of outsourced manufacturing, processing and refining costs that add value to goods for resale.

By financing these expenses your business is able to access a new source of working capital, increasing available production levels, whilst driving sales growth.

Clients can fund outsourced services ranging from cutting and sewing to machining and assembling, producing more stock and profits with production finance.

Suitable industries include textiles and clothing, furniture, food, building materials, electronics, petroleum and any other industries where manufacturers outsource a portion of their production processes.

Funding is available prior to commencement of production, enabling your business to secure upfront payment discounts.

Importantly, your business retains the freedom and flexibility to manufacture and transport raw materials and finished goods as normal.

Production Finance is available in conjunction with Inventory Finance, or as a standalone finance facility.

Workforce Finance
Workforce Finance offers a range of unique cashflow finance options for your business, enabling you to accelerate growth without the constraints of traditional funding.

Increase purchasing and production power
Capture the opportunity to purchase and produce additional stock, without any requirements to have it pre-sold.

Grow your business and profits
Unlock the potential growth and profits in your business, without the need for real estate security.

Achieve discounts and savings
Secure supplier discounts, bulk savings and reduced freight costs through early supplier payments and larger orders.

Improve Your Working Capital
Have the flexibility to purchase stock and make repayments that match your cashflow, with pre-selected payment dates and cost.

Increase your purchasing power
With loans up to $3million, your business can harness additional purchasing power and achieve it's full growth potential.

Expand your customer base
Stop missing out on profitable sales and start accepting larger orders. with cashflow finance that meets with your working capital needs.

Pay when sold
Have immediate title to stock and pay for it in line with your annual inventory turnover.

Utilise extended payment terms
Take advantage of our facility extensions on seasonal purchases and display stock.

If you need more information on these types of home loan products and how they suit your individual home loan needs, HTML clipboard, enquire online or or call 1300 666 500 to speak with an experienced Workforce Finance consultant.